Using the envelope system correctly starts with having a budget. Once you have a solid budget in place for the month, you should use The Deluxe Envelope System to pay cash for different categories of your budget (like food, gas, clothing and entertainment), and keep that cash tucked away safely in the envelopes. This is Dave Ramsey's proven, easy-to-use cash management system. Anytime you want to know how much money you have left to spend in your budget category, just take a peek in your envelope.
The Deluxe Envelope System comes with:
- Memo Pad for shopping lists, groceries, tracking - you name it!
- Cash Management Envelopes to stay under budget in categories you struggle with
- Debit & ID Card Slots to stay organized
- Checkbook and Check Register Holders
- Coin, Coupon, and Receipt Pouches
The envelope system works because it forces you to be intentional about where and how you spend your money. You’ll change your habits one step at a time, and you'll see quick results!
Primary Color: Black
Material: Synthetic Leather
Includes: Checkbook Holder, Memo Pad, Pen, 8 Cash-Management Envelopes, Debit Card Slots, Coin/Coupon & Receipt Pouch
Target Audience: People Trying to Manage and Organize Their Money
Dimensions: 5 x 1.3 x 7.3 inches
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